Medical Risk Services






Physician medical malpractice insurance is a source of frustration among physicians. Finding sufficient coverage can be a daunting task.

According to the American Medical Association, and as reported in Medical Protective’s 2011 publication “Navigating the Real World of Medical Professional Liability Insurance,” nearly 5% of healthcare providers will have a suit filed against them in any given year. Add to this the fact that because a lawsuit is an attack on your livelihood, it is understandable that 95% of physicians describe periods of emotional distress during the litigation process.



It is imperative that you work with a Malpractice broker you trust to align you with the coverage you need for the peace of mind you want.


Since no two physicians are exactly alike, it is therefore unreasonable to throw everyone into a box and say “you all qualify for a 25% premium reduction”. Run quickly from anyone who boasts something of this sort to you, as they probably have another motive, which is to sell you a policy at any cost.

In truth, finding the best premium from the best carrier for your current and future needs is all about knowing the marketplace. It is a careful mix of maintaining relationships with the entire scope of rated insurance carriers; knowing how each carrier rates various physician specialties and the discounts they provide; knowing how they handle claims defense; knowing their costs and regulations on tail policies and prior acts coverage; and so much more.

We offer the perfect mix of resources, which we will utilize to align you with the best fit in terms of carrier, coverage, and price.

  • We represent all of the rated carriers
  • Our team knows the ins and outs of each carrier’s various nuances and policy language
  • We have worked with physicians, medical groups, and hospitals for decades

We’ll work with you through thick and thin to make sure you are 100% satisfied. Click here to Get a Free Quote, or Read Up on Physician Malpractice Insurance FAQs.

Latest News

Napa, California—August 15, 2017—A.M. Best has affirmed The Doctors Company’s financial strength rating of “A” (Excellent), its long-term issuer credit rating (ICR) of “a” (Excellent), and its “stable” outlook. The A rating is assigned only to select companies with excellent ability to meet ongoing insurance policy and contract obligations. The…

August 10, 2017 Chicago, IL – Keystone State rate filing marks latest action to grow insurer’s national footprint. ISMIE Mutual Insurance Company and ISMIE Indemnity announced entry into Pennsylvania. The companies will offer occurrence and claims made medical liability coverage for individual health professionals, groups and health care facilities. “We…

April 26, 2017 – $16 Million Shared by All ISMIE Policyholders Renewing as of July 1 ISMIE Mutual is pleased to announce that $16 million in dividends will be distributed starting in July for the 2017-18 policy year. Since 2007, a total of $226.6 million has been paid out to ISMIE…

February 16, 2017 – Chicago, IL – ISMIE Mutual Rolls Out New Discount for Individual Policyholders: Eligible individual physicians can now earn an additional discount of up to ten percent. Chicago, IL – ISMIE Mutual is pleased to announce a new discount for eligible physicians who purchase individual medical liability coverage….

Tuesday, November 08, 2016 – posted by Kathy Everitt When there is an issue at your medical practice, the issue may lead to an incident, which may lead to a loss. This brings up the question – how can you proactively identify potential issues? The next question becomes – once you…

BIRMINGHAM, AL July 12, 2016 – ProAssurance Corporation (NYSE: PRA) has again been named to the prestigious Ward’s 50. This marks the tenth straight year that The Ward Group recognized ProAssurance’s outstanding performance and named it one of America’s 50 finest property-casualty insurance companies. This year The Ward Group screened…

  • ISMIE Mutual Insurance Company
  • Medical Protective
  • TDC
  • TDC